Personal banking

High Interest Savings Account (HISA)

If you are already a Wyth HISA customer, the change in ownership will affect your HISA account. All HISA accounts will be closed by Wyth Financial on May 2, 2023. Please transfer the funds in your existing Wyth HISA to one of your linked accounts before May 1, 2023. If you need assistance doing this, please contact us through the online platform, at 1.800.788.6311, or answers@wyth.ca.

Interest is calculated daily on the total closing balance of your HISA and paid monthly. If you transfer from your HISA on a day other than the first of the month, we recommend that you review your HISA at the beginning of the following month to determine if an additional transfer is required for any interest that may have been paid.  

Any funds remaining in your account on May 2, 2023, will be sent by cheque to the mailing address we have on file, or to one of your linked accounts via electronic funds transfer. Please review and update your contact information and mailing address before May 1, 2023. 

Online banking is only available until May 1, 2023. HISA customers will not have access to the Wyth Financial app or digital platform after May 1, 2023. Prior to this date we encourage you to review any regularly scheduled transfers and change them to another external account, and to download a copy of your HISA account summary to keep a record of transactions. If you have questions about your HISA, please contact us at 1.800.788.6311 or answers@wyth.ca.

We encourage you to onboard with EQ Bank and transfer your HISA funds to the Savings Plus Account that offers the following features:

  • An everyday interest rate of 2.50%* compared to 2.25%† for the Wyth HISA
  • No monthly or hidden fees and free transactions anywhere in Canada 

  • No bank account minimum balances 

  • Free bill payments 

  • International money transfers with no hidden fees or markups 

  • Free Interac e-Transfers® and more 

If you would like to open a new savings account, check out EQ Bank’s Savings Plus Account that earns up to [250x◊] more interest than other banks.

View your Wyth Deposits Disclosure
View your Wyth Personal Deposits Agreement

GIC

Got a GIC with us? Your investment remains safe, and we will continue to service your GIC until maturity. 

The interest rate and maturity date of your GIC will remain the same. Your GIC will be converted to a new banking system, and we will send you a confirmation with your new account number when this change has taken effect. Because of the system change, you may receive two T5 tax slips in 2023, based on your GIC interest payments and maturity dates. If you have a GIC under which interest is paid annually, your annual interest payment will be sent by cheque to the mailing address we have on file.  When your GIC reaches its maturity date, we will payout your principal amount and accrued and unpaid interest by cheque to your mailing address. Please note any previous renewal or maturity instructions no longer apply. 

Online banking is only available until May 1, 2023. GIC customers will not have access to the Wyth Financial app or digital platform after May 1, 2023. If you have questions or need to update your contact information or mailing address, please contact us at 1.800.788.6311 or answers@wyth.ca.

View your Wyth Deposits Disclosure
View your Wyth Personal Deposits Agreement

 

Looking to open a new GIC? EQ Bank’s registered and non-registered GICs take seconds to buy, offer some of the best rates in the market, and come with plenty of term options.

Mortgages

If you have questions about your current mortgage, need help, want to discuss renewal, or need to update your contact information, please call us at 1.855.795.4489.  

You can continue to access your mortgage account through borrower.wyth.ca.

 

If you have an active mortgage application with us and have questions, call our customer success team at 1.855.795.4489. 

Here are some mortgage quick links:

Prepayment guide & calculators

All about mortgages

Mortgages insurance disclosure info

Rates

Mortgage servicing fees

 

Looking for a new mortgage? Check out EQ Bank’s Mortgage Marketplace.