Mortgage fees

Residential (excluding AB, BC, MB and QC) $380
Residential (British Columbia) $75
Residential (Manitoba) $126
Residential (AB and QC) $0
Partial release of security $250
Duplicate discharge documents (ON and QC) $25
Duplicate discharge documents all provinces excluding Ontario and QC $100
Duplicate discharge documents for an archived mortgage (all provinces) $125
Government charge for discharge (ON)* $77.62
Government charge for discharge (MB)* $109

 

* Subject to change as per Government notification.

 

Quebec $0
Nova Scotia and Prince Edward Island $25
Newfoundland and Labrador $50
All other Provinces $380
Government charge for transfer (NB) $85

 

Payment change $90
Holding/delaying a payment $90

 

Single payments $90

 

Release of covenant $350
Qualified assumptions $450
Non-qualified assumptions $1,000

 

Returned basic residential program $105
Returned vision and equity program $105

 

Default administration $350
Bankruptcy administration/consumer proposal administration $250
Payment of condo arrears $150+

 

Renewal No charge
Early renewals $75
PPSA $25+ provincial registration fee(s)

 

Duplicate annual statement Current year free online, hardcopy - $25, and previous years - $75
Information statement Free online, hardcopy - $25 (excludes broker requests)
Repayment history Free online, hardcopy - $25 

 

Payment of tax arrears (excluding MB) 

Arrears paid less than $50 $0
Arrears paid $50 - $1,00 $75
Arrears paid > $1,000 $150 or 10% of arrears paid, whichever is greater
Payment of tax arrears (MB)  $150

Payment of Utility Arrears/School Taxes if separate from Municipality (excluding MB)

Under $50 $0
$50 + $499 $50
Greater than $500 10% of arrears paid will be charged
Payment of utility arrears/school taxes if seperate from municipality (MB) $50
Tax account statement breakdown Free online, hardcopy - $25
Tax municipality registration fees Varies

 

Courier fees $15
Appraisal fees (estimate varies by geography) $200 - $500
Lapse in impairment insurance $450 per 3 months
Port/refinance/replace mortgage Determined by underwriter
Records research fee $75
Amortization schedule Free online, hardcopy - $25
Cheque processing fee $25
Bridge loan processing fee $0
Enrollment fee $100
Execution search  $175+ GST

 

Note A: We reserve the right to change our fees at any time, without notice.

Note B: Provincial taxes, if applicable, are in addition to all of the above fees.