Grow your savings with a 2.25%⁺ rate

Enjoy a great interest rate with a High Interest Savings Account (HISA) while maintaining the flexibility to make deposits and withdrawals.

How do you like them apples?

  • no minimum balance and no monthly fees
  • 2.25% rate effective as of August 9, 2022
  • backed by CDIC
2022 Personal Finance award winner
Wyth is the winner of the Top High Interest Savings Account from

What will a Wyth HISA do for you?


Get our best interest rate from the get-go

Feature description

We won't mislead you with a short-term rate that expires in a few months.


Ensure your money's always earning interest

Feature description

Earn interest every day, on every dollar you invest.


Keep your money safe

Feature description

Wyth Financial is a trade name of Concentra Bank, a member of Canada Deposit Insurance Corporation (CDIC), so you can be sure your money is safe and sound.


Enjoy full transparency

Feature description

One free Interac e-Transfer® per month and free transfers for withdrawals and deposits to your external linked account. Our great interest rate applies to deposits up to $150,000. No interest is paid on deposits over $150,000.

Have cash on hand? Make the most of it without locking it away

Minimum investment amount
$0 CAD
Maximum investment amount
$150,000 CAD
Group 24

What is a High Interest Savings Account (HISA)?

A HISA allows you to earn interest on your savings, without having to work around fixed terms or market volatility.

How does a HISA work?

You can make a deposit or a withdrawal to your account at any time. No commitments. You'll start earning with our strong interest rate from day one.

Should I choose a HISA or a GIC?

Choose a HISA if you think you might need access to your savings, or a Guaranteed Investment Certificate (GIC) if you’re comfortable putting it away for a while.

How do I get started?

1. You must be a Canadian resident, not living in Québec
2. Meet the age of majority (in your province)
3. Provide your Social Insurance Number
4. Have your provincial driver's licence handy (fastest process)
5. Have access to your phone or email

Open a HISA in minutes

It's easy to open a HISA, right from the comfort of your couch.

Let's answer your HISA questions

Still have questions? Reach out!